update payment method, remove stripe, paypal, amanapay
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@@ -15,7 +15,7 @@ Manual methods remain hidden unless their instructions and evidence-scanning pip
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## Operational invariants
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- Subscription billing has one canonical `BillingInvoice`; legacy `SubscriptionInvoice` rows are compatibility links only.
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- A scheduled renewal is reused by Stripe checkout rather than duplicated.
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- A scheduled renewal is reused by the next manual checkout rather than duplicated.
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- Manual confirmation requires the full current MAD balance, matching collection method, clean same-invoice evidence, a unique normalized external reference, a unique idempotency key, a clearance timestamp, and a funds-verified attestation.
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- Initial purchases activate from confirmation time. Renewals extend from the original expiration, including late confirmations after suspension.
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- Evidence is stored privately with no public URL, quarantined before scanning, served only through authorized routes, and immutable after submission.
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