add notifications logic and add support of both JWT and Sanctum

app/Console/Commands/SendTestPaymentNotificationCommand.php

@@ -0,0 +1,33 @@
+<?php
+
+namespace App\Console\Commands;
+
+use App\Services\Payments\PaymentTestNotificationService;
+use Illuminate\Console\Command;
+
+class SendTestPaymentNotificationCommand extends Command
+{
+    protected $signature = 'payments:send-test {--email=} {--type=no_payment}';
+    protected $description = 'Send a single test non-payment or installment reminder to a specific email.';
+
+    public function handle(PaymentTestNotificationService $service): int
+    {
+        $email = (string) $this->option('email');
+        $type = (string) $this->option('type');
+
+        if ($email === '' || !filter_var($email, FILTER_VALIDATE_EMAIL)) {
+            $this->error('Usage: php artisan payments:send-test --email=addr@example.com [--type=no_payment|installment]');
+            return self::FAILURE;
+        }
+
+        $result = $service->send($email, $type);
+        if (!$result['ok']) {
+            $this->error('Failed to send test reminder to ' . $email . '.');
+            return self::FAILURE;
+        }
+
+        $this->info('Sent test reminder to ' . $email . '.');
+
+        return self::SUCCESS;
+    }
+}